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Rate of Growth Ordinance Update – ROGO 

Rate of Growth Ordinance Update – ROGO 

ROGO – Rate of Growth Ordinance Update 

Recently, Monroe County convened a workshop in Key Largo to discuss the future of ROGO. During this session, the county revealed new research findings indicating a significant revision in the number of buildable lots within the Florida Keys. Previously estimated at around 8,000, meticulous research and application of zoning laws now suggest there are approximately 3,000 viable building lots left in the Keys.

This fresh insight has stirred up quite the buzz among locals in the Keys, sparking heated debates about whether it’s wise to continue building there. With counties and cities on edge about potential lawsuits if building regulations change, everyone’s walking on eggshells. As stakeholders mull over their options, the Keys are treading carefully through the complexities of development and legal frameworks.

Read the latest article published by the Keys Weekly Here –

Don’t forget to check out our Building Page for all the information you Need! 

Rate of Growth Ordinance Update – ROGO 

ROGO - Rate of Growth Ordinance Update  Recently, Monroe County convened a workshop in Key Largo to discuss the future of ROGO. During this session, the county revealed new research findings indicating a significant revision in the number of buildable lots within the...

Bpas / ROGO in Marathon, Florida

ROGO in Marathon, Florida Marathon, Florida Facing Building Allocation Shortage Marathon, Florida is nearing the end of its building allocations. (ROGO) Once exhausted, owners of vacant lots may resort to legal action against the city for denying them the opportunity...

The Future of Rogo in the Florida Keys

Rogo The anticipation is high regarding the future of ROGO in the Florida Key. Islamorada has officially exhausted its building allocations. The City of Marathon is set to deplete its allocations by 2025, and the county has slowed its pace, anticipating the end of...

What Comes Next for ROGO in the Florida Keys?

Rogo In the Florida Keys The anticipation is high regarding the future of ROGO in the Florida Keys, and we're curious too! Islamorada has officially exhausted its building allocations, and they're now considering what to do with a few "administrative permits." The...

Understanding Downstairs Enclosures in the Florida Keys

Downstairs Enclosures: What You Need to Know Background Living in the Florida Keys comes with unique challenges, especially when it comes to understanding the rules regarding downstairs spaces in homes. Rules for Downstairs Enclosures Here in the Florida Keys, the...

What do you mean I can’t build on my own land

What do you mean I can’t build on my land? Why can't I just build on my own land? If you're thinking about snagging a piece of empty land down in the Florida Keys with big dreams of putting up your own house one day, hold your horses and do some digging first. It's...

Need to Know ABC’s Of The Florida Keys -Acronyms

Development & Regulatory ABC’s in the Florida Keys. The following is a list of the most common acronyms associated with Development, Permitting and Government Regulation in the Keys with a brief description and explanation of how it impacts or integrates into the...

The Best Roof For Your Home

Metal Roofs - The Golden Standard in the Florida Keys. Have you ever looked at the roofs of the homes in the Florida Keys?  If so, you will notice most of the homes have opted for a metal roof. A metal roof is the gold standard when it comes to protection in a...

Breaking Down Flood Maps in the Florida Keys

Flood Maps in the Florida Keys, can be a bit confusing.  So I am going to break it down for you to make it as simple as possible. So lets get one thing straight, basically everywhere in the Florida Keys is in a Flood Zone. I know some of you are going to come at me...

Top 10 Tips for Building in the Florida Keys

10 Tips for Building in the Florida Keys The time has come, you have secured your parcel in the Florida Keys; you have your building allocation; you paid for your permit and impact fees. Finally, you are ready to move on to the next adventure of building a home in the...

Click to Learn More about Building in Monroe County

Amy Prumo & Thomas Carden

Amy and Tom are top real estate agents in the Florida Keys. Amy’s impressive credentials and unmatched marketing programs ensure maximum exposure for your property to a wide audience of potential buyers. Tom’s expertise in Building, Planning, Zoning, and Development, along with his track record of building homes in key areas, makes him an invaluable asset in the industry. Together, Amy and Tom form an exceptional team that delivers exceptional results for their clients.

Bpas / ROGO in Marathon, Florida

Bpas / ROGO in Marathon, Florida

ROGO in Marathon, Florida

Marathon, Florida Facing Building Allocation Shortage

Marathon, Florida is nearing the end of its building allocations. (ROGO) Once exhausted, owners of vacant lots may resort to legal action against the city for denying them the opportunity to build on their properties.

Marathon and Monroe County Strike Deal

Marathon City and Monroe County have reached an agreement to prevent lawsuits. Marathon will temporarily borrow building allocations from the county.

Marathon initiated paperwork to request additional building allocations from the state. However, Monroe County preferred a comprehensive assessment of available buildable lots and infrastructure needs before proceeding. The county consented to loan allocations to Marathon on condition that the city postpones further requests from the state.

Building

ROGO News Article 

Here is a link to the most recent news article where this was addressed

https://keysweekly.com/42/bpas-band-aid-marathon-monroe-county-outline-building-allocation-loan/

Is Borrowing Building Allocations a Good Idea?

Is relying on temporary borrowing of building allocations truly a viable long-term solution for Marathon’s development challenges? While it may stave off immediate legal action, it doesn’t guarantee immunity from potential future lawsuits if the state doesn’t allocate more permits. Additionally, what about property owners in line for ROGO on their vacant lots in the county? With a limited number of permits available, borrowing allocations could negatively impact their opportunities for development. Considering these factors, is temporary borrowing a sustainable approach, especially if the state fails to allocate more permits in the future?

What are your thoughts on Marathon temporarily borrowing building allocations from Monroe County to address its shortage? Do you believe this is a viable solution for the city’s development challenges, or do you foresee potential drawbacks in the long term?

Amy Prumo & Thomas Carden

Prumo & Carden

Amy’s success as a Florida Keys Elite Agent and Diamond Award Winner is truly awe-inspiring. With over a decade of experience in the real estate industry, she has cemented her position as a trailblazer and pioneer. Her unwavering commitment to excellence is reflected in her impressive academic credentials, which include a Master’s Degree in Marketing and Management. Amy’s marketing programs are simply unmatched, ensuring that your property is showcased to the widest audience of potential buyers, thus guaranteeing maximum exposure.

 

Tom is an accomplished expert in the Building, Planning, Zoning and Development field, with an extensive career spanning over several years. He has worked in the Civil Engineering Department for the USAF and was the Building Official/Director of Building Planning and Zoning for a municipality for over a decade. Additionally, he is the owner of Alliance Custom Builders, a testament to his entrepreneurial spirit. Tom’s impressive track record includes building homes in both Marathon and Key Colony Beach. He holds twenty licenses through the International Code council, including Commercial & Residential Plan Reviewer and Certified Building Official, cementing his position as a true leader in his field.

Coldwell Banker Schmitt Real Estate

The Future of Rogo in the Florida Keys

The Future of Rogo in the Florida Keys

Rogo

The anticipation is high regarding the future of ROGO in the Florida Key. Islamorada has officially exhausted its building allocations. The City of Marathon is set to deplete its allocations by 2025, and the county has slowed its pace, anticipating the end of ROGO in 2026.

Background of Rogo

For those not familiar, the Rate of Growth Ordinance, or ROGO, was established to ensure resident safety during hurricanes. All of the Florida Keys are designated as an Area of State Critical Concern which served to constrict and control new development based on Hurricane Evacuation and provide oversight by the State. A 24-hour maximum evacuation time for residents and a 48-hour evacuation time for transient guests was established in Florida Law.

The Department of Community Affairs, now DEO, monitors evacuation times, reports to the Governor, and awards building permits every decade. The latest tranche, awarded in 2013, expires on June 31, 2023.

Key Colony Beach Club

New Study for Rogo

Currently, a new evacuation study is underway, and indications from prior research suggest that the 24-hour evacuation time might have been exceeded. If this holds true, it is widely recognized that the Florida Legislature would need to enact fresh legislation, extending the evacuation period to facilitate the issuance of more residential building permits.

Past evacuation models suggest that extending the evacuation time to at least 30 hours would be necessary to meet the demand for residential dwelling unit permits, allowing for the construction of homes on the approximately 8000 estimated buildable lots in the Keys.

5 Scenarios

The DEO presented the County and Keys’ Cities with five scenarios, spanning from a complete halt on residential building permits to the potential allocation of permits for nearly all of the estimated 8000 buildable lots.

Balancing these diverse interests and formulating a plan acceptable to Legislators in Tallahassee presents a formidable challenge. The ongoing development raises environmental concerns, with arguments suggesting that the Keys have exceeded their environmental and biological carrying capacity. This is evident in the decline of fish stocks, coral bleaching, water quality loss, and eutrophication. The addition of complexities arises from the need to expand evacuation times, address sea level rise, and tackle traffic issues.

On the other hand, restricting property owners from building might necessitate the government purchasing lots at fair market value, potentially incurring costs amounting to billions and placing a burden on local taxpayers.

KEY COLONY POINT

The Response

The County responded to DEO by requesting a postponement of any action until the 2025 Legislative Session.

Educated Guess for Rogo

Here’s what could unfold after plenty of discussions, debates, and careful consideration of the far-reaching impacts of the two extreme scenarios on the table.

It is likely that more residential permits will be allocated by the State in the next three years to avert taking cases and that the rate of permits being awarded to property owners will be at or below current levels.

To accommodate more permits the evacuation times established for residents will have to be increased from the current 24 hours. If that time is increased to about 30 hours there would potentially be enough permits available to build almost 8000 new homes on all of the buildable lands remaining in the Keys.

It will take many years to provide for all of the infrastructure necessary to support new residential units including expanded and improved roads, central sewer, stormwater, along with increased potable water and electric capacity as well as the work force housing necessary to support these new units.

As a result, whatever new allocations that are issued will likely be metered out over possibly decades as the infrastructure is put in place.

Should the Legislature choose to extend evacuation times, the subsequent allocation of new residential dwelling units would fall under the purview of the Governor and Cabinet.  Local jurisdictions would then play a pivotal role in determining housing ratios and ownership preferences, further contributing to the intricacy of the balancing act.

Those property owners whose use of their land is ‘taken’ by regulation can petition government to compensate them for the loss of use of their property.

The future of ROGO in the Florida Keys remains intricate and subject to ongoing discussions and decisions.

Learn More About Building in the Keys Here

Amy Prumo & Thomas Carden

Prumo & Carden

Amy’s success as a Florida Keys Elite Agent and Diamond Award Winner is truly awe-inspiring. With over a decade of experience in the real estate industry, she has cemented her position as a trailblazer and pioneer. Her unwavering commitment to excellence is reflected in her impressive academic credentials, which include a Master’s Degree in Marketing and Management. Amy’s marketing programs are simply unmatched, ensuring that your property is showcased to the widest audience of potential buyers, thus guaranteeing maximum exposure.

 

Tom is an accomplished expert in the Building, Planning, Zoning and Development field, with an extensive career spanning over several years. He has worked in the Civil Engineering Department for the USAF and was the Building Official/Director of Building Planning and Zoning for a municipality for over a decade. Additionally, he is the owner of Alliance Custom Builders, a testament to his entrepreneurial spirit. Tom’s impressive track record includes building homes in both Marathon and Key Colony Beach. He holds twenty licenses through the International Code council, including Commercial & Residential Plan Reviewer and Certified Building Official, cementing his position as a true leader in his field.

Sign up for our Newletter or Download our free List of Service Providers 

Includes Local home Inspectors and Insurance compaines 

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Service Provider Download

Bpas / ROGO in Marathon, Florida

ROGO in Marathon, Florida Marathon, Florida Facing Building Allocation Shortage Marathon, Florida is nearing the end of its building allocations. (ROGO) Once exhausted, owners of vacant lots may resort to legal action against the city for denying them the opportunity...

Wind and Flood Insurance Update Florida Keys

2024 Wind and Flood Insurance Update Welcome to a quick overview of the current state of wind and flood insurance in the Florida Keys. Let's explore recent changes, ongoing efforts, and how they affect residents and policies in our beautiful community. Citizens - Wind...

The Future of Rogo in the Florida Keys

Rogo The anticipation is high regarding the future of ROGO in the Florida Key. Islamorada has officially exhausted its building allocations. The City of Marathon is set to deplete its allocations by 2025, and the county has slowed its pace, anticipating the end of...

What Comes Next for ROGO in the Florida Keys?

Rogo In the Florida Keys The anticipation is high regarding the future of ROGO in the Florida Keys, and we're curious too! Islamorada has officially exhausted its building allocations, and they're now considering what to do with a few "administrative permits." The...

Understanding Downstairs Enclosures in the Florida Keys

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Florida Keys Flood Plan

Florida Keys Flood Plan Management Florida Keys Flood Plan is under review. Recently we shared with you the new ordinance that was adopted that effected downstairs enclosures here in the Florida Keys.  The new ordinance caused a lot of commotion in the community and...

 Changes to Wind Insurance

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Need to Know ABC’s Of The Florida Keys -Acronyms

Development & Regulatory ABC’s in the Florida Keys. The following is a list of the most common acronyms associated with Development, Permitting and Government Regulation in the Keys with a brief description and explanation of how it impacts or integrates into the...

What Comes Next for ROGO in the Florida Keys?

What Comes Next for ROGO in the Florida Keys?

Rogo In the Florida Keys

The anticipation is high regarding the future of ROGO in the Florida Keys, and we’re curious too! Islamorada has officially exhausted its building allocations, and they’re now considering what to do with a few “administrative permits.” The City of Marathon is set to deplete its allocations by mid-2024, and the county has slowed its pace, anticipating the end of ROGO in 2026.

The Florida Keys

Background

For those not familiar, the Rate of Growth Ordinance, or ROGO, was established in 1992 to ensure resident safety during hurricanes. It introduced a competitive permit allocation system, where the highest-scoring applications receive building permits. If you want a deeper understanding of ROGO, check out our previous posts for more detailed information.

Legal Battles Ahead

For a while now, the county and other municipalities have been aware that the conclusion of ROGO would trigger lawsuits. Numerous legal challenges could emerge, potentially costing millions or even billions of dollars. The pressing question is: who foots the bill for these lawsuits—the state, the county, or the cities? In 2019, proposed legislation recommended a 50-50 split between the state and local municipalities for compensation in successful takings cases.

KEY COLONY POINT

Latest Update on ROGO

If you missed it, Keys Weekly recently published an article following a County Commissioners meeting. Check out the link for the full read.

In essence, the article delves into the Florida Department of Commerce’s exploration of changes to hurricane evacuation models, potentially resulting in 8,000 new building permits in the Florida Keys.

If the state issues these additional permits, allowing construction on all lots, it could significantly impact the local real estate market!

Transferable building rights in Marathon are currently at an all-time high, costing $200,000. However, with transfer fees and closing costs factored in, buyers are paying around $275,000 for a building allocation today.

Consider the effort people have put into obtaining allocations; it has become incredibly competitive in recent years. All the extra expenses individuals incurred to gain more points might now seem like a wasted investment!

Our Prediction for ROGO

This is what I think will happen. It’s just my opinion and thoughts, so please make your decision based on what you want to do!

I think that the state and the county don’t currently have, and will not have, the funds to take on all the lawsuits that are about to occur once ROGO officially stops.

ROGO was designed for life safety reasons, but we all know how government works, and money talks. Due to financial reasons, I think the state will end up issuing about 4,000 more allocations. Even though, in my prediction, it’s still only half, this number of allocations will still disrupt the real estate market.

Right now, it has been extremely hard to sell vacant land because every buyer is worried they won’t be able to build on the lot. The value of land has gone down, which is crazy to think about because here in the Keys, land is so valuable. In Marathon, there was a sale of a vacant lot with an allocation for $225,000. If the allocation is worth $200,000, then that would make the land only worth $25,000.

If the state issues more permits, then the cost of a building allocation will go down, and the land value will go up.

As previously noted, sellers are currently earning around $200,000 for a building allocation. If I had an additional allocation to sell, I would prefer to sell it soon before the county distributes these new allocations, causing a decrease in their value.

If I had some extra cash, I would try to buy vacant land. Many people and other real estate agents are not paying attention to this, so prices are low right now for land. Yes, there is still some risk to this as none of this is guaranteed. As it sits right now, getting a permit on a vacant lot is extremely hard. But they say the bigger the risk, the bigger the reward.

If I owned a vacant lot and didn’t need to sell or wanted to invest in something else, I would keep my vacant lot for a little longer to see what happens. However, there is some risk in this; if they do end ROGO, you’ll end up having to go through the lawsuit process.

Alright so that’s the scoop on the ROGO rollercoaster in the Florida Keys!  What do you think is going to happen? 

Learn More About Building in the Keys Here

Amy Prumo & Thomas Carden

Prumo & Carden

Amy’s success as a Florida Keys Elite Agent and Diamond Award Winner is truly awe-inspiring. With over a decade of experience in the real estate industry, she has cemented her position as a trailblazer and pioneer. Her unwavering commitment to excellence is reflected in her impressive academic credentials, which include a Master’s Degree in Marketing and Management. Amy’s marketing programs are simply unmatched, ensuring that your property is showcased to the widest audience of potential buyers, thus guaranteeing maximum exposure.

 

Tom is an accomplished expert in the Building, Planning, Zoning and Development field, with an extensive career spanning over several years. He has worked in the Civil Engineering Department for the USAF and was the Building Official/Director of Building Planning and Zoning for a municipality for over a decade. Additionally, he is the owner of Alliance Custom Builders, a testament to his entrepreneurial spirit. Tom’s impressive track record includes building homes in both Marathon and Key Colony Beach. He holds twenty licenses through the International Code council, including Commercial & Residential Plan Reviewer and Certified Building Official, cementing his position as a true leader in his field.

Sign up for our Newletter or Download our free List of Service Providers 

Includes Local home Inspectors and Insurance compaines 

Newsletter Signup Form
Service Provider Download

Bpas / ROGO in Marathon, Florida

ROGO in Marathon, Florida Marathon, Florida Facing Building Allocation Shortage Marathon, Florida is nearing the end of its building allocations. (ROGO) Once exhausted, owners of vacant lots may resort to legal action against the city for denying them the opportunity...

Wind and Flood Insurance Update Florida Keys

2024 Wind and Flood Insurance Update Welcome to a quick overview of the current state of wind and flood insurance in the Florida Keys. Let's explore recent changes, ongoing efforts, and how they affect residents and policies in our beautiful community. Citizens - Wind...

The Future of Rogo in the Florida Keys

Rogo The anticipation is high regarding the future of ROGO in the Florida Key. Islamorada has officially exhausted its building allocations. The City of Marathon is set to deplete its allocations by 2025, and the county has slowed its pace, anticipating the end of...

What Comes Next for ROGO in the Florida Keys?

Rogo In the Florida Keys The anticipation is high regarding the future of ROGO in the Florida Keys, and we're curious too! Islamorada has officially exhausted its building allocations, and they're now considering what to do with a few "administrative permits." The...

Understanding Downstairs Enclosures in the Florida Keys

Downstairs Enclosures: What You Need to Know Background Living in the Florida Keys comes with unique challenges, especially when it comes to understanding the rules regarding downstairs spaces in homes. Rules for Downstairs Enclosures Here in the Florida Keys, the...

What do you mean I can’t build on my own land

What do you mean I can’t build on my land? Why can't I just build on my own land? If you're thinking about snagging a piece of empty land down in the Florida Keys with big dreams of putting up your own house one day, hold your horses and do some digging first. It's...

Florida Keys Flood Plan

Florida Keys Flood Plan Management Florida Keys Flood Plan is under review. Recently we shared with you the new ordinance that was adopted that effected downstairs enclosures here in the Florida Keys.  The new ordinance caused a lot of commotion in the community and...

 Changes to Wind Insurance

Florida Keys Insurance Florida Keys Insurance is always changing.  It is important to stay to to date on all the insurance changes so you understand what you need before you buy a home here. Recently a new sentate bill was passed which effects wind insurance in the...

Need to Know ABC’s Of The Florida Keys -Acronyms

Development & Regulatory ABC’s in the Florida Keys. The following is a list of the most common acronyms associated with Development, Permitting and Government Regulation in the Keys with a brief description and explanation of how it impacts or integrates into the...

Understanding Downstairs Enclosures in the Florida Keys

Understanding Downstairs Enclosures in the Florida Keys

Downstairs Enclosures: What You Need to Know

Background

Living in the Florida Keys comes with unique challenges, especially when it comes to understanding the rules regarding downstairs spaces in homes.

Rules for Downstairs Enclosures

Here in the Florida Keys, the entire area is at risk of flooding, so there are important rules to follow. If your house was built after 1974, one key rule is that the lowest floor of your home must be above the flood level. This is crucial to prevent flood damage to your property.  Homes that were built before 1974 and have living areas below flood are grandfathered in.

What You Can Do In Your Downstairs Enclosure?

If you have a downstairs area in your home, it’s essential to know that it can only be used for limited purposes. Specifically, these spaces are reserved for parking your vehicles or storing items like lawnmowers, tools, and equipment that you would typically keep outdoors.

Downstairs Enclosure

Understanding Flood Levels

To make informed decisions about your property, you need to grasp the concept of flood levels. The flood level is the lowest point in your home where you can have living space. To find out the specific flood levels for your area, you can easily check online flood maps.

Difference Between Spaces

To avoid any confusion, it’s vital to differentiate between your regular living spaces and other areas in your home. Living spaces are where you cook, eat, sleep, and spend your daily life. Other floors, like your downstairs area, are designated for parking vehicles or storage, such as tools and equipment.

Using Enclosure Spaces Wisely

When it comes to using the storage spaces below your home, keep in mind that they should exclusively serve for parking cars or storing items like lawnmowers and tools. It’s essential not to place furniture or belongings that can’t withstand exposure to water in these areas. The purpose of these spaces is to provide a safe and dry spot for items typically stored outside.

Downstairs Enclosure

Seeking Guidance

If you ever find yourself uncertain about these rules or need further clarification, don’t hesitate to reach out and contact us. 

You can also contact the folks at the Monroe County Growth Management Division, Office of Floodplain Management. You can give them a call at 305.453-8759. They are there to assist you in understanding and complying with the regulations governing downstairs enclosures in the Florida Keys.

Good

Downstairs Enclosure

Bad

Downstairs Enclosure

Downstairs Enclosure

New Regulations Came out about downstairs enclosures

so be sure to read our other post

Buying a home in the Florida Keys – Downstairs Enclosures 

– Florida Keys Building – Downstairs Enclosures

You might also want to check out :

– Breaking Down Flood Maps in the Florida Keys  

If your thinking about buying a home in the FloridaKeys, be sure to check out our main Buying Page for some really great information!

You can also Contact Us with any of your buying questions.  We would love to hear from you.

Amy Prumo & Thomas Carden

Prumo & Carden

Amy’s success as a Florida Keys Elite Agent and Diamond Award Winner is truly awe-inspiring. With over 13 years of experience in the real estate industry, she has cemented her position as a trailblazer and pioneer. Her unwavering commitment to excellence is reflected in her impressive academic credentials, which include a Master’s Degree in Marketing and Management. Amy’s marketing programs are simply unmatched, ensuring that your property is showcased to the widest audience of potential buyers, thus guaranteeing maximum exposure.

 

Tom is an accomplished expert in the Building, Planning, Zoning and Development field, with an extensive career spanning over several years. He has worked in the Civil Engineering Department for the USAF and was the Building Official/Director of Building Planning and Zoning for a municipality for over a decade. Additionally, he is the owner of Alliance Custom Builders, a testament to his entrepreneurial spirit. Tom’s impressive track record includes building homes in both Marathon and Key Colony Beach. He holds twenty licenses through the International Code council, including Commercial & Residential Plan Reviewer and Certified Building Official, cementing his position as a true leader in his field.

Sign up for our Newletter or Download our free List of Service Providers 

Includes Local home Inspectors and Insurance compaines 

Newsletter Signup Form
Service Provider Download

Wind and Flood Insurance Update Florida Keys

2024 Wind and Flood Insurance Update Welcome to a quick overview of the current state of wind and flood insurance in the Florida Keys. Let's explore recent changes, ongoing efforts, and how they affect residents and policies in our beautiful community. Citizens - Wind...

The Future of Rogo in the Florida Keys

Rogo The anticipation is high regarding the future of ROGO in the Florida Key. Islamorada has officially exhausted its building allocations. The City of Marathon is set to deplete its allocations by 2025, and the county has slowed its pace, anticipating the end of...

What Comes Next for ROGO in the Florida Keys?

Rogo In the Florida Keys The anticipation is high regarding the future of ROGO in the Florida Keys, and we're curious too! Islamorada has officially exhausted its building allocations, and they're now considering what to do with a few "administrative permits." The...

How Much Does a Beachfront Condo in Marathon, FL Cost?

Wondering about the cost of beachfront condos in Marathon, FL? Embarking on the journey to find your piece of paradise in Marathon, FL is like a thrilling adventure, just like watching a stunning sunset over the Florida Keys. But the big question remains: how much...

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Understanding Downstairs Enclosures in the Florida Keys

Downstairs Enclosures: What You Need to Know Background Living in the Florida Keys comes with unique challenges, especially when it comes to understanding the rules regarding downstairs spaces in homes. Rules for Downstairs Enclosures Here in the Florida Keys, the...

Florida Keys Investment Property

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What do you mean I can’t build on my own land

What do you mean I can’t build on my own land

What do you mean I can’t build on my land?

Why can’t I just build on my own land?

If you’re thinking about snagging a piece of empty land down in the Florida Keys with big dreams of putting up your own house one day, hold your horses and do some digging first. It’s not as simple as staking your claim and breaking ground. Nope, before you can start hammering away, you’ve got to jump through a few hoops and nab what the county folks call an “Allocation” or a “Building Right.”

The Florida Keys
The Florida Keys
The Florida Keys

But why the fuss over this “allocation,” you ask?

Well, the Florida Keys have this special status given by Florida itself – they’re labeled an “Area of Critical State Concern.” Basically, this means the state keeps a tight grip on how much brand-new stuff can pop up on these islands. And we’re talking strictly about fresh constructions on empty plots here.

So, what’s the big idea behind all this? The state’s got a simple goal: make sure everyone can hit the road and evacuate within 24 hours if a hurricane comes a-knockin’.

Now, why’s Florida got its nose in how the Keys grow? Couple of reasons. First off, they want to keep that natural beauty intact. Think environment, waterways, and all that jazz. But the real star of the show is people’s safety – that’s priority numero uno.

Back in ’74, Florida dished out a limited bunch of permits for the entire Florida Keys. And they didn’t just sprinkle ’em all over; each slice of the Keys got its own little pile of permits. You got the Upper Keys, Islamorada, Marathon, Big Pine Key and the Lower Keys, plus Key West, all divvied up.

Rate Of Growth Ordinance

Since way back then, the counties and cities in the Florida Keys have been playing a points game when it comes to handing out these building rights. More points mean a quicker ticket to that construction party. They’ve got a fancy name for this points thing: ROGO, which stands for Rate Of Growth Ordinance. Oh, and don’t be surprised if you come across the term “BPAS” – that’s just another name for the same gig, meaning Building Permit Allocation System. It’s like ROGO’s cool cousin.

Oh, and a little tidbit: “allocation” and “building permit” are like best buds down here. Sometimes, you might have the golden allocation ticket (aka the right to build), but you’re still twiddling your thumbs waiting on the actual permit to come through from the city or county bigwigs.

Quick FYI, though – places like Layton and Key Colony Beach are the renegades of this whole ROGO game. They’ve got a pass on that front.

In a nutshell, if you’re eyeing a vacant piece of land in the sunny expanse of the Florida Keys with dreams of crafting your very own oasis, it’s crucial to get your facts straight before you start envisioning the palm trees and hammocks. The process isn’t as straightforward as it seems – you can’t just roll up and start building.

For more information about building a home in the Florida Keys, please reach our to us at – 310-384-5647.

Learn More About Building in the Keys Here

Amy Prumo & Thomas Carden

Prumo & Carden

Amy’s success as a Florida Keys Elite Agent and Diamond Award Winner is truly awe-inspiring. With over 13 years of experience in the real estate industry, she has cemented her position as a trailblazer and pioneer. Her unwavering commitment to excellence is reflected in her impressive academic credentials, which include a Master’s Degree in Marketing and Management. Amy’s marketing programs are simply unmatched, ensuring that your property is showcased to the widest audience of potential buyers, thus guaranteeing maximum exposure.

 

Tom is an accomplished expert in the Building, Planning, Zoning and Development field, with an extensive career spanning over several years. He has worked in the Civil Engineering Department for the USAF and was the Building Official/Director of Building Planning and Zoning for a municipality for over a decade. Additionally, he is the owner of Alliance Custom Builders, a testament to his entrepreneurial spirit. Tom’s impressive track record includes building homes in both Marathon and Key Colony Beach. He holds twenty licenses through the International Code council, including Commercial & Residential Plan Reviewer and Certified Building Official, cementing his position as a true leader in his field.

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Bpas / ROGO in Marathon, Florida

ROGO in Marathon, Florida Marathon, Florida Facing Building Allocation Shortage Marathon, Florida is nearing the end of its building allocations. (ROGO) Once exhausted, owners of vacant lots may resort to legal action against the city for denying them the opportunity...

Wind and Flood Insurance Update Florida Keys

2024 Wind and Flood Insurance Update Welcome to a quick overview of the current state of wind and flood insurance in the Florida Keys. Let's explore recent changes, ongoing efforts, and how they affect residents and policies in our beautiful community. Citizens - Wind...

The Future of Rogo in the Florida Keys

Rogo The anticipation is high regarding the future of ROGO in the Florida Key. Islamorada has officially exhausted its building allocations. The City of Marathon is set to deplete its allocations by 2025, and the county has slowed its pace, anticipating the end of...

What Comes Next for ROGO in the Florida Keys?

Rogo In the Florida Keys The anticipation is high regarding the future of ROGO in the Florida Keys, and we're curious too! Islamorada has officially exhausted its building allocations, and they're now considering what to do with a few "administrative permits." The...

Understanding Downstairs Enclosures in the Florida Keys

Downstairs Enclosures: What You Need to Know Background Living in the Florida Keys comes with unique challenges, especially when it comes to understanding the rules regarding downstairs spaces in homes. Rules for Downstairs Enclosures Here in the Florida Keys, the...

What do you mean I can’t build on my own land

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Florida Keys Flood Plan

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 Changes to Wind Insurance

Florida Keys Insurance Florida Keys Insurance is always changing.  It is important to stay to to date on all the insurance changes so you understand what you need before you buy a home here. Recently a new sentate bill was passed which effects wind insurance in the...

Need to Know ABC’s Of The Florida Keys -Acronyms

Development & Regulatory ABC’s in the Florida Keys. The following is a list of the most common acronyms associated with Development, Permitting and Government Regulation in the Keys with a brief description and explanation of how it impacts or integrates into the...