buying a home in the florida keys

Ready for your Dream Property?

Congratulations on considering the purchase of property in the beautiful Florida Keys!

Buying a home stirs up a mix of emotions. There’s excitement about the new beginning, happiness in finding the right place, and sometimes a touch of anxiety about the financial commitment.

It’s a blend of hope, joy, and a little nervousness all rolled into one.

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Key Considerations for Home Buyers

As local real estate agents in the area, I can tell you that buying a home in the Florida Keys is a unique and exciting experience. However, it does come with a learning curve, but it’s all part of the adventure.

Naturally, you’ll be on the lookout for typical things such as:

Location
Property types
Neighborhoods
Community vibe, and proximity to amenities.
Schools

Florida Keys Local Items to Consider

However, there are some distinctive items to consider that only occur when buying a home in the Florida Keys. To ensure a smooth and informed buying process, we have compiled essential information about regulations and programs related to real estate ownership in Monroe County.

Some of these include knowing about:

Downstairs Enclosures

Flood Maps

Elevation

Insurance – Flood, Wind Homeowners

The 50 percent Rule

SFA List

Rogo / Rogo Exempt

These unique considerations make buying a home in the Florida Keys an adventure all its own. We also put together various blog post that you should read as a buyer looking to purchase a home in the Florida Keys! Buying a home if the Florida Keys can be a lot, so feel to reach out anytime.

Don’t forget to check out our Market Page, where we give you all the details about the current market conditions!

Hot Topics Every Buyer Needs to Know

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